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The personage inside course of study: Room of fixed interest rate is borrowed lo
From;  Author:Stand originally

Jin Ping Ping / civil

When be being strengthened again and again to adding the anticipation of breath inside course of study, unexpectedly of smooth a few days ago big bank is high-key announce key is low the interest rate that its secure interest rate room to borrow. Although new the favourable interest rate that come out has appeal quite, but the personage inside course of study says, the room borrows product and appearance of equalize of compasses of conduct financial transactions, exquisite " quantity body is custom-built " , the room that usurer should need to choose to suit his most according to oneself borrows a product.

Go against city to lower interest range is big

2007, add ceaselessly as the Central Bank breath, the bank that each domestic open secures interest rate room to shift business in succession as add cease to go up ceaselessly move its interest rate, predict inside course of study the near future is added even however when ceasing, the branch that Guang Dayin goes in and other places of Shenzhen, Beijing, Suzhou, Nanjing, Shanghai announces to reduce its to secure interest rate room to borrow in succession, let many usurer pay close attention to this to had been sufferred gradually this year in succession " cold reception " the room borrows breed. As we have learned, the favourable interest rate that this synchronism of smooth big bank reduced each deadline housing and business to secure interest rate to borrow money with the room, standard interest rate and rise interest rate. Among them, individual housing secures interest rate to borrow money 3 years period key of favourable interest rate is low 5 base point come 6.63% , 5 years period key of favourable interest rate is low 8 base point come 6.78% ; 10 years period key of favourable interest rate is low 25 base point come 6.93% ; 15 years period key of favourable interest rate is low 25 base point come 7.33% ; 20 years period key of favourable interest rate is low 35 base point come 7.58% . Adjust through this second, interest rate of each deadline privilege all obtains the housing that firm of smooth big bank borrows level of lowest of a person of same business, the business of the corresponding period that secures standard interest rate to already set with the Central Bank to the housing with 2 ring applicable room especially uses floor level of room float interest rate to keep balance.

Nevertheless, big to light this " lower interest " behavior, what rolled out room of fixed interest rate to shift business likewise is medium the bank such as travel, action travel, Construction Bank all expresses innocently follow-up, "Still keep former calm interest rate is fixed " . Relevant personage also is analysed inside course of study, light is moved this greatly low the interest rate that its secure interest rate room to borrow, main reason is to answer a room to borrow the circumstance of business shrink.
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